Regional housing glossary 2024

Valid: Jan. 1, 2024 to Jan. 1, 2025

Objective:

The 21 municipalities in Southeast Brabant together form the Housing Market Region Metropolitan Eindhovenexternal-link-icon. In this region, agreements are made about the regional, subregional or local housing market. The Regional Housing Glossary contains the definitions of those terms needed to delineate and/or explain those agreements. The definitions are mostly taken from laws, policies and recent studies, such as the Housing Act, the BAG and the provincial population and housing need forecast.

Update:

The glossary is adopted annually during the Regional Development Day Southeast Brabant. The Development Day is legally anchored as a regional environment consultation in the provincial Environment Ordinance.

BAG - Basic Registration of Addresses and Buildings.

The BAG (Basic Registers of Addresses and Buildings) contains basic municipal data of all addresses and buildings in a municipality. The Addresses and Buildings Key Registers Act requires all addresses and buildings in the municipality to be included in two key registers: the Addresses Key Register (BRA) and the Buildings Key Register (BGR).

The BAG distinguishes four types of objects. These are premises (buildings), residential objects (such as a home, store or restaurant), pitches (for example, for a trailer) and moorings (for boats).

Building

Smallest upon its creation functionally and structurally independent unit that is directly and permanently connected to the earth and is enterable and lockable.

Residence object with (at least also) residential function

Smallest unit of use located within one or more premises and suitable for residential purposes that:

  • Accessed via a private lockable access from the public road, yard or shared traffic area, and
  • Subject may be property law legal transactions and
  • Is functionally independent (living-bedroom, kitchen, bathroom, toilet).

In the context of regional housing agreements, it is about realizing 'independent residential objects with a residential function'. If the requirements of an independent residential object with a residential function are not met (for example, in the case of student rooms or institutional places), then the entire building, or the part that can be seen as functionally independent, is registered as 1 residential object with a residential function.

Location

Site or portion thereof designated as such by the appropriate municipal body that is intended for the permanent placement of a space not directly and permanently connected to the earth and suitable for residential, commercial, or recreational purposes.

Berth

Place in the water designated as such by the competent municipal body, whether or not supplemented by an area on the shore or part thereof, intended for the permanent mooring of a vessel suitable for residential, commercial or recreational purposes. Source: Ministry of the Interior and Kingdom Relations - Wet basisregistraties adressen en gebouwen.

Existing urban area

Existing urban area as defined on the urban development theme map of the Omgevingsverordening provincie Noord-Brabant.

Affordable

Sum up the categories of social rent, middle rent and affordable purchase.

Source: Southeast Brabant housing deal March 2023

(Economically active) international worker

An economically active, international employee is a person (in the age group of 15 to 66 years) employed by an organization based in the Netherlands for which payroll taxes have been paid to the Tax Administration. In addition, this person only has a foreign nationality; in other words, this person does not have Dutch nationality.

Source: ministry of Economic Affairs

Several categories can be distinguished within this group of international workers:

International knowledge migrant (expat)

A highly educated economically active worker with only a foreign nationality. These knowledge migrants are subject to a minimum wage requirement for two age groups. The minimum (fiscal) wage requirements gross per month (excluding vacation pay) are €5,331 for knowledge migrants aged 30 or older and €3,909 for knowledge migrants younger than 30 (price level 2024).

Source: Immigration and Naturalization Service

Migrant worker

Labor migrants are nationals of another European Union member state who do not have their main residence in the Netherlands and are staying in the Netherlands to perform temporary work.

Source: good landlord law, article 1

They are workers doing low-skilled or executive work, with temporary or flexible employment contracts. Many labor migrants are temporarily or returning temporarily to the Netherlands, some settle in the Netherlands.

Expats (knowledge migrants), frontier workers and status holders are not included due to their different characteristics and policy approach. Frontier workers often have no housing need because they live across the border. Specific legislation applies to status holders and they are not necessarily here based on labor motives. Knowledge migrants are highly educated and regularly come from outside the European Union.

Source: 'Labor migration in North Brabant' by Het PON (September 2018).

Corporation

A housing corporation or housing association is a private-law institution (foundation or association) that operates exclusively in the field of public housing, for people who are not or insufficiently able to provide for their own housing (the target group). By royal decree, corporations are admitted as institutions. As a synonym for "admitted institution," the term "social landlord" is also often used.

Source: Ministry of the Interior and Kingdom Relations

Target groups

Target group of policy

The target group of policy are single-person households with a taxable income below € 47,699 (2024 price limit) and multi-person households with a taxable income below € 52,671 (SGEB standard)

Source: Ministry of the Interior and Kingdom Relations

Middle-income

The group of households with taxable income up to 1.5 times the SGEB standard (SGEB standard multi-person households price level 2024). For 2024, 1.5 times the SGEB standard is €79,006.

Special target group

These are persons from the target group of policy who, for various reasons, are insufficiently able to obtain housing and/or live independently. The special target groups receive assistance in obtaining independent housing. For them, a (certain) part of the core stock is made available. This also applies to asylum seekers who have received a residence permit (permit holders).

Forward

Household that moves to an independent dwelling within the Netherlands, leaving behind an independent dwelling for a subsequent occupant.

Source: Ministry of the Interior and Kingdom Relations

Energy neutral/BENG/NOM/New normal

Energy neutral

The house has a primary fossil energy use (EP 2) according to NTA 8800 of exactly zero and a renewable energy share of 100%. Only the building-related energy use on an annual basis counts. Any area-level measures can be valued via NEN 7125 in the NTA 8800 calculation.

BENG

For all new construction, from January 1, 2021, applications for environmental permits must meet the requirements for nearly zero-energy buildings (BENG). The energy performance in BENG is determined based on 3 individually achievable requirements:

  1. the maximum energy requirement in kWh per m2 of usable area per year (kWh/m2.yr)
  2. the maximum primary fossil energy use, also in kWh per m2 of use area per year (kWh/m2.yr)
  3. the minimum share of renewable energy in percent (%) More information: Energy performance indicators BENG.external-link-icon

NOM

Zero-in-the-meter home: The home has a total annual energy consumption of exactly zero, assuming standard climate conditions as they apply in the Netherlands, assuming standard use of the home, as defined by Dutch standards.

It refers to all energy uses that become visible on the home energy meter(s). So it is the total of building plus user energy use minus revenue from local renewable sources.

Source: Rijksdienst voor Ondernemend Nederland

New normal

The New Normal provides a number of criteria that collectively quantify the circularity of a structure.

More info: The New Normal (HNN) - Circlestadexternal-link-icon

Source: Southeast Brabant housing deal March 2023

Core stock

All social housing with rents up to the liberalization limit.

tabel 1: kernvoorraad
SocialMiddleDuration
rentalCore stock
buy

Social sector (= social stock)

All social housing + social housing for sale, see also price limitsexternal-link-icon.

Free sector

All mid-rent housing + expensive rental housing + mid-rent owner-occupied housing + expensive owner-occupied housing, see also price limitsexternal link icon.

tabel 2: sociale sector en vrije sector
Social sectorFree sector

rental

Social rent

Middle Rent

+

Expensive rent

buy

Social buy

Mid-priced buy

+

Expensive buy

Lifetime home

Self-contained housing that is suitable (or easily made suitable) for occupancy into old age, including in the case of physical disabilities or chronic illnesses of residents. The home fits the resident's needs at all stages of life. A life-proof home meets the requirements of Woonkeur.external-link-icon

According to the requirements of Woonkeur, the supply is distinguished into four classes. These classes indicate the degree of accessibility of the home for people with the mobility impairment mentioned above, namely:

  • Zero step house. In this home, the entrance is accessible without step(s). The primary rooms (master bedroom, living room, kitchen, toilet and bathroom) are also accessible without climbing stairs. This type of home is suitable for residents who use a cane (mobility class A);
  • Zero step home with sufficient room to move and no obstacles inside the house to maneuver with a walker (mobility class B- and B+).
  • Zero step home with sufficient space for movement and no obstacles inside the home to maneuver a wheelchair (mobility class C).

Source: Woonkeur; ABF Research

Informal care and informal care home

Intensive care or support, not provided as part of a helping profession to a person in need of help, for the purpose of self-reliance or participation arising directly from a social relationship existing between persons, which exceeds the usual help of housemates for each other and the need for which can be demonstrated with a certificate from a general practitioner, district nurse or other socio-medical advisor designated by the municipality.

We speak of an informal care home when a person requiring care goes to live with the informal caregiver or vice versa and for this purpose an annex or outbuilding at the home of the informal caregiver is made suitable, a temporary informal care unit is attached to the home, or a separate home or residential unit is realized in the yard of the informal caregiver. The Environmental Law Decree assumes that an informal care home is intended for housing a household of up to two persons of whom at least one person provides care to or receives care from an occupant of the main dwelling.

Source: Ministry of Health, Welfare and Sport

Price Limits

Price limits rent

These are set annually by the Ministry of the Interior and Kingdom Relations. For the period from 01/01/2024 to 01/01/2025, the price limits for rental housing are set at:

Tabel 3: prijsgrenzen huur ministerie van BZK
Quality discount limit (for young people under 23)Rent up to €454.47
1st Capping Limit ( 1 and 2 people).Rent up to € 650.43
2nd Deduction Limit (3 or more persons).Rent up to €697.07
Liberalization limit (maximum rent limit social housing)€ 879,66

The following rent limits are used in the Southeast Brabant region:

Tabel 4: prijsgrenzen huur Regio Zuidoost-Brabant
Social rent below quality discount limitRent up to €454.47

Social rent between quality discount limit

and capping limit

Rent up to 1st or 2nd capping depending on household composition
Social rent above capping limitRent from 1st or 2nd capping line depending on household composition up to € 879.66
Social rentRent up to €879.66
Middle RentRent from €879.66 to €1,123.13
Expensive rentRent from €1,123.13

Rental price limits are set in accordance with the price limits of the Ministry of the Interior and Kingdom Relations.

Source: Ministry of the Interior and Kingdom Relations

Price limits for sale

The price limits are indexed annually in accordance with the most recent maximum rent increase determined by the Ministry for free sector rents. For 2024, the indexation is thus set at 4.1% in accordance with the rent increase as of January 1, 2023. The amounts are rounded to €5,000.

An exception is made for the limit high medium-price purchase, for which the limit Affordable Purchase set by the central government is used.

For the period from 01/01/2024 to 01/01/2025, the price limits for owner-occupied houses are set at:

Tabel 5: prijsgrenzen koop
Social buyBuy up to €230,000
Low middle-income buyBuy from €230,000 to €275,000
Mid- to mid-priced buyBuy from €275,000 to €320,000
High mid-priced buyBuy from €320,000 to €390,000
Expensive buyBuy from € 390,000
Affordable buyPurchase up to € 390,000 (indexation according to central government circular)

The government wants hundreds of thousands of affordable owner-occupied homes to be built through 2030. Agreements on this have been and will be laid down in Woondeals. Until 2023, the criterion for what constituted affordable housing was the NHG limit. Due to the sharp increase in the NHG limit, from 2023 it has been separated from the affordability limit. The affordability limit of €355,000 in 2023 has been indexed for 2024 according to the consumer price index (CPI). For 2024, this means that the affordability limit is set at €390,000

Upper limit NHG rises to €435,000 euros, affordability limit becomes €390,000 | News release | Rijksoverheid.nl.external-link-icon

Source: Ministry of the Interior and Kingdom Relations - Wet basisregistraties adressen en gebouwen.

Terms

  • A house for sale is a house that is transferred to the buyer in ready-to-use condition including land. Ready-to-use means equipped with all necessary installations (kitchen, plumbing and electrical, heat, water, and sewer) and fixtures that enable immediate occupancy.
  • For all price classes, in the case of mandatory purchases of "extras" for new construction homes (such as garages or parking spaces or common area amenities), these costs are included in the amount the buyer must pay at the notary for purchase of the home.
  • If the developer/seller of a home applies a purchase construction that has the effect that a more expensive home (market value) can still be transferred below the price limit of the agreed price category, this home may only be included in the price category in question if the purchase construction guarantees the affordability of the home for a long period (at least 20 years). Think of constructions such as KoopGarant and Slimmerkopen.
Skewing

By skewed housing we mean the situation where the resident's income does not correspond to the price of the home in which he lives. Two groups of "skewed residents" are distinguished:

Source: Ministry of the Interior and Kingdom Relations

Starter
  • Starter in the housing market:
    Household that moves into independent housing for the first time after moving and does not leave independent housing vacant.
  • Starter in the owner-occupied housing market:
    Household that is moving into an independent owner-occupied home for the first time after moving and has not previously owned an owner-occupied home.
Property

An independent residential object with a residential function. If the requirements of an independent residential object with a residential function are not met (for example, in the case of student rooms or institutional places), then it is referred to as non-independent living quarters. See also BAG.

Housing leaver

Household moving from an independent dwelling to a non-independent dwelling (e.g. to a care home).

Source: Ministry of the Interior and Kingdom Relations

Housing market region

Pursuant to the 2015 Housing Act, the Minister for Housing and Public Service has established the 19 housing market regions in the Netherlands. One of the regions is the Eindhoven Metropolitan Region. This includes 21 municipalities and 13 housing corporations.

It concerns the municipalities of Asten, Bergeijk, Best, Bladel, Cranendonck, Deurne, Eersel, Eindhoven, Geldrop-Mierlo, Gemert-Bakel, Heeze-Leende, Helmond, Laarbeek, Nuenen c.a., Oirschot, Reusel-de Mierden, Someren, Son en Breugel, Valkenswaard, Veldhoven and Waalre.

And the corporations Stichting Woonbedrijf SWS, Hhvl, Woonstichting 'thuis, Wooninc., Stichting woCom, Stichting woonpartners, Stichting Trudo, housing association Bergopwaarts, Bouwvereniging Woningbelang, Woningstichting de Zaligheden, Woningbouwvereniging Compaen, Woningbouwvereniging Volksbelang, Stichting Goed Wonen and Woningbouwvereniging Helpt Elkander.

Source: Ministry of the Interior and Kingdom Relations

Living with care and well-being

Multi-storey housing

Zero step houses are regular houses that are both internally and externally accessible. This means that you can reach the homes without climbing stairs (externally accessible) and that kitchen, bathroom, toilet and at least 1 bedroom can be reached without stairs (internally accessible).

Clustered housing

Clustered housing types include courtyard homes, service apartments and senior apartments. Clustered housing forms consist of homes that meet the principles for zero-occupancy housing. In addition, these housing forms are designed to promote social contact and a sense of community, thereby combating loneliness. There must be an indoor meeting space and at least 50% of the housing is occupied by people over 55. Nationally, clustering is based on a scale of at least 12 homes. The scale for clustering may be lower in rural areas or small cores. It is recommended that the homes be dementia-friendly.

Care-appropriate housing

Care-appropriate homes are homes that are equipped to provide good nursing care. This makes these homes "care suitable.

Care-appropriate housing is independent housing that is part of a clustered form in which WLZ (Long-Term Care Act) care is provided for residents. To provide care, it is important that these housing units and access to them are wheelchair or walker suitable, with adequate space at the entrance, in the toilet room and in the bathroom. The home must also be fireproof and have a good and stable internet connection for home automation. The subsidy scheme for care-appropriate housing sets out the minimum program of requirements for care-appropriate housing (Articles 2.1, 2.2 and Appendix 1 to the schemeexternal-link-icon).

Full Package Home (VPT).

With a VPT, the same care and support is provided from the Wlz as in a care institution, but at home in an independent home. The VPT is in line with the trend of being able to live at home for as long as possible.

Care site

A living space with care, without its own address, that is part of a housing unit in a building with one address. A care place does not have its own kitchen; for cooking there is a communal cooking facility. Thus, according to the BAG, a care place is a non-independent residence object.

This definition is important because in Regional Agreements, there are agreements on the number of new homes to be built. In practice, the distinction between a home and a place of care is not always easy to make. A (care) home counts as a home in Regional agreements; a care place does not.